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\ucd5c\uadfc \uba87 \ub144\uac04 \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c \uba38\uc2e0\ub7ec\ub2dd\uacfc \ub525\ub7ec\ub2dd\uc758 \ud65c\uc6a9\uc774 \uae09\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc54c\uace0\ub9ac\uc998\ud2b8\ub808\uc774\ub529\uc758 \ud6a8\uacfc\uc801\uc778 \uad6c\ud604\uc740 \ub370\uc774\ud130\uc758 \uc218\uc9d1, \ubd84\uc11d, \uc608\uce21 \ubaa8\ub378\ub9c1 \ubc0f \uc131\uacfc \ud3c9\uac00\ub97c \ud544\uc694\ub85c \ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc95 \uc911 \ud558\ub098\uc778 \uc120\ud615 \ud68c\uadc0\uc640 \uc774\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uaddc\uc81c\ud654\ud558\ub294 \uc218\ucd95 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uace0, \uc5b4\ub5bb\uac8c \uc774\ub97c \ud2b8\ub808\uc774\ub529\uc5d0 \uc801\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

1. \uc54c\uace0\ub9ac\uc998 \ud2b8\ub808\uc774\ub529\uc758 \uae30\ucd08<\/h2>\n

\uc54c\uace0\ub9ac\uc998 \ud2b8\ub808\uc774\ub529\uc740 \ud2b9\uc815 \uc870\uac74\uc774 \ucda9\uc871\ub418\uba74 \uc790\ub3d9\uc73c\ub85c \ub9e4\ub9e4\ub97c \uc218\ud589\ud558\ub294 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc591\ud55c \uc804\ub7b5\uc744 \uac00\uc9c0\uace0 \uc788\uc73c\uba70, \uba38\uc2e0\ub7ec\ub2dd \uae30\ubc95\uc744 \ud1b5\ud574 \uc608\uce21\uc758 \uc815\ud655\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc54c\uace0\ub9ac\uc998 \ud2b8\ub808\uc774\ub529\uc5d0 \uc788\uc5b4 \uc8fc\uc694 \uc694\uc18c\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

\ub370\uc774\ud130 \uc218\uc9d1: \uacfc\uac70\uc758 \uac00\uaca9 \ub370\uc774\ud130, \uac70\ub798\ub7c9, \uae30\uc220\uc801 \uc9c0\ud45c \ub4f1\uc744 \uc218\uc9d1\ud569\ub2c8\ub2e4.<\/li>\n
\ubaa8\ub378\ub9c1: \uc218\uc9d1\ud55c \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ubaa8\ub378\uc744 \uc0dd\uc131\ud569\ub2c8\ub2e4.<\/li>\n
\ud14c\uc2a4\ud2b8: \ubaa8\ub378\uc758 \uc131\ub2a5\uc744 \uac80\uc99d\ud569\ub2c8\ub2e4.<\/li>\n

\uc2e4\ud589: \ucd5c\uc801\uc758 \ub9e4\ub9e4 \uc2e0\ud638\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc790\ub3d9\uc73c\ub85c \ub9e4\ub9e4\ub97c \uc2e4\ud589\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

2. \uba38\uc2e0\ub7ec\ub2dd \ubc0f \ub525\ub7ec\ub2dd \uac1c\uc694<\/h2>\n
\uba38\uc2e0\ub7ec\ub2dd\uc740 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \ud559\uc2b5\ud558\uace0 \uc608\uce21\ud558\ub294 \uc54c\uace0\ub9ac\uc998\uc785\ub2c8\ub2e4. \ub525\ub7ec\ub2dd\uc740 \uba38\uc2e0\ub7ec\ub2dd\uc758 \ud558\uc704 \ubd84\uc57c\ub85c, \uc778\uacf5\uc2e0\uacbd\ub9dd\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub354 \ubcf5\uc7a1\ud55c \ud328\ud134\uc744 \ud559\uc2b5\ud569\ub2c8\ub2e4. \uc774 \ub450 \uae30\uc220\uc740 \uae08\uc735 \ub370\uc774\ud130\uc5d0\uc11c \uc720\uc758\ubbf8\ud55c \uc778\uc0ac\uc774\ud2b8\ub97c \ucd94\ucd9c\ud558\ub294 \ub370 \ub9e4\uc6b0 \uac15\ub825\ud55c \ub3c4\uad6c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uba38\uc2e0\ub7ec\ub2dd\uacfc \ub525\ub7ec\ub2dd\uc744 \ud1b5\ud574 \uc6b0\ub9ac\ub294 \uacfc\uac70 \ub370\uc774\ud130\ub85c\ubd80\ud130 \ud559\uc2b5\ud558\uc5ec \ubbf8\ub798\uc758 \uac00\uaca9 \uc6c0\uc9c1\uc784\uc744 \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

3. \uc120\ud615 \ud68c\uadc0\uc640 \uadf8 \uc911\uc694\uc131<\/h2>\n
\uc120\ud615 \ud68c\uadc0\ub294 \uba38\uc2e0\ub7ec\ub2dd\uc5d0\uc11c \uac00\uc7a5 \ub2e8\uc21c\ud558\uace0 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc54c\uace0\ub9ac\uc998 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uae30\ubcf8 \uac1c\ub150\uc740 \uc785\ub825 \ubcc0\uc218\uc640 \ucd9c\ub825 \ubcc0\uc218 \uac04\uc758 \uc120\ud615 \uad00\uacc4\ub97c \ubaa8\ub378\ub9c1\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc8fc\uc2dd \uac00\uaca9 \uc608\uce21, \ub9ac\uc2a4\ud06c \ud3c9\uac00 \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \ubb38\uc81c\uc5d0 \uc801\uc6a9\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

3.1 \uc120\ud615 \ud68c\uadc0\uc758 \uc218\ud559\uc801 \uae30\ucd08<\/h3>\n

\uc120\ud615 \ud68c\uadc0\uc758 \uae30\ubcf8 \uacf5\uc2dd\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

Y = \u03b20 + \u03b21X1 + \u03b22X2 + ... + \u03b2nXn + \u03b5<\/pre>\n

\uc5ec\uae30\uc11c Y\ub294 \uc608\uce21\ud558\ub824\ub294 \ubcc0\uc218, X\ub294 \ub3c5\ub9bd \ubcc0\uc218, \u03b2\ub294 \ud68c\uadc0 \uacc4\uc218, \u03b5\ub294 \uc624\ucc28 \ud56d\uc785\ub2c8\ub2e4. \uc120\ud615 \ud68c\uadc0\uc758 \ubaa9\ud45c\ub294 \uc8fc\uc5b4\uc9c4 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \u03b2 \uac12\uc744 \ucd94\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

3.2 \uc120\ud615 \ud68c\uadc0\uc758 \ub2e8\uc810<\/h3>\n
\uae30\ubcf8 \uc120\ud615 \ud68c\uadc0\ub294 \uc624\ubc84\ud53c\ud305(overfitting)\uacfc \uac19\uc740 \ubb38\uc81c\ub97c \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubaa8\ub378\uc774 \ud6c8\ub828 \ub370\uc774\ud130\uc5d0 \ub108\ubb34 \ub9de\ucd94\uc5b4\uc838 \uc77c\ubc18\ud654 \ub2a5\ub825\uc774 \ub5a8\uc5b4\uc9c0\ub294 \ud604\uc0c1\uc785\ub2c8\ub2e4. \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \uaddc\uc81c\ud654(Regularization) \ubc29\ubc95\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

4. \uc120\ud615 \ud68c\uadc0\uc758 \uaddc\uc81c\ud654<\/h2>\n
\uaddc\uc81c\ud654\ub294 \ubaa8\ub378\uc774 \ub108\ubb34 \ubcf5\uc7a1\ud574\uc9c0\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud55c \uae30\uc220\uc785\ub2c8\ub2e4. \uc774\ub294 \ubaa8\ub378\uc758 \uc131\ub2a5\uc744 \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70, \ub450 \uac00\uc9c0 \uc8fc\uc694 \ubc29\ubc95\uc778 Lasso(\ub77c\uc3d8)\uc640 Ridge(\ub9bf\uc9c0) \uaddc\uc81c\ud654\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

4.1 Lasso \uaddc\uc81c\ud654<\/h3>\n

Lasso \uaddc\uc81c\ud654\ub294 L1 \uaddc\uc81c\ud654\ub85c, \ud68c\uadc0 \uacc4\uc218\uc758 \uc808\ub300\uac12 \ud569\uacc4\ub97c \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4. \uc774 \ubc29\ubc95\uc740 \uc77c\ubd80 \uacc4\uc218\ub97c 0\uc73c\ub85c \ub9cc\ub4dc\ub294 \ud6a8\uacfc\uac00 \uc788\uc5b4, \ubcc0\uc218 \uc120\ud0dd(feature selection)\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4. Lasso\uc758 \ubaa9\uc801 \ud568\uc218\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uc815\uc758\ub429\ub2c8\ub2e4:<\/p>\n

J(\u03b2) = RSS + \u03bb\u03a3|\u03b2j|<\/pre>\n

\uc5ec\uae30\uc11c RSS\ub294 \uc794\ucc28 \uc81c\uacf1\ud569(Residual Sum of Squares)\uc774\uba70, \u03bb\ub294 \uaddc\uc81c \uac15\ub3c4 \uc870\uc808 \ub9e4\uac1c\ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n

4.2 Ridge \uaddc\uc81c\ud654<\/h3>\n

Ridge \uaddc\uc81c\ud654\ub294 L2 \uaddc\uc81c\ud654\ub85c, \ud68c\uadc0 \uacc4\uc218\uc758 \uc81c\uacf1\ud569\uc744 \ucd5c\uc18c\ud654\ud569\ub2c8\ub2e4. \uc774 \ubc29\ubc95\uc740 \ubaa8\ub4e0 \ubcc0\uc218\uc758 \uacc4\uc218\ub97c \uc791\uac8c \ud558\uc9c0\ub9cc 0\uc73c\ub85c \ub9cc\ub4e4\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. Ridge\uc758 \ubaa9\uc801 \ud568\uc218\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

J(\u03b2) = RSS + \u03bb\u03a3(\u03b2j^2)<\/pre>\n

\uc774 \ubc29\ubc95\uc740 \ub2e4\uc911\uacf5\uc120\uc131 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4.<\/p>\n

5. \uc218\ucd95 \ubc29\ubc95\uc744 \uc774\uc6a9\ud55c \uaddc\uc81c\ud654\uc758 \uad6c\ud604<\/h2>\n
\uc218\ucd95 \ubc29\ubc95\uc740 \uc704\uc758 Lasso\uc640 Ridge \uc54c\uace0\ub9ac\uc998\uc758 \uc870\ud569\uc73c\ub85c \uc218\ud589\ub429\ub2c8\ub2e4. \uc774\ub294 Elastic Net \uaddc\uc81c\ud654\ub85c \uc54c\ub824\uc838 \uc788\uc73c\uba70, \ub450 \uac00\uc9c0 \uaddc\uc81c\ud654\ub97c \ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\ud558\uc5ec \ucd5c\uc801\uc758 \ubaa8\ub378\uc744 \ucc3e\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

5.1 Elastic Net\uc758 \uc8fc\uc694 \ud2b9\uc131<\/h3>\n

Elastic Net\uc740 L1\uacfc L2 \uaddc\uc81c\ud654\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uc5b4 \ub354 \uac15\ub825\ud55c \uc608\uce21 \ubaa8\ub378\uc744 \ud615\uc131\ud569\ub2c8\ub2e4. \ubaa9\uc801 \ud568\uc218\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

J(\u03b2) = RSS + \u03bb1\u03a3|\u03b2j| + \u03bb2\u03a3(\u03b2j^2)<\/pre>\n

\uc774 \ubc29\ubc95\uc740 \ud2b9\ud788 \ubcc0\uc218\uc758 \uc218\uac00 \ub9ce\uace0 \uc0d8\ud50c\uc758 \uc218\uac00 \uc801\uc744 \ub54c \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n

5.2 Python\uc744 \ud65c\uc6a9\ud55c \uad6c\ud604<\/h3>\n

Python\uc758 sklearn \ub77c\uc774\ube0c\ub7ec\ub9ac\ub97c \uc0ac\uc6a9\ud558\uc5ec Elastic Net\ub97c \uad6c\ud604\ud558\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

\nimport numpy as np\nimport pandas as pd\nfrom sklearn.linear_model import ElasticNet\n\n# \ub370\uc774\ud130 \ub85c\ub4dc\ndata = pd.read_csv('financial_data.csv')\nX = data.drop('target', axis=1)\ny = data['target']\n\n# Elastic Net \ubaa8\ub378 \uc0dd\uc131\nmodel = ElasticNet(alpha=1.0, l1_ratio=0.5)\nmodel.fit(X, y)\n\n# \uc608\uce21\npredictions = model.predict(X)\n<\/pre>\n

\uc704 \ucf54\ub4dc\ub294 ‘financial_data.csv’\uc5d0\uc11c \ub370\uc774\ud130\ub97c \ub85c\ub4dc\ud558\uace0, \ubaa9\ud45c \ubcc0\uc218\ub97c \uae30\uc900\uc73c\ub85c Elastic Net \ubaa8\ub378\uc744 \ud6c8\ub828\uc2dc\ud0a8 \ud6c4, \uc608\uce21\uc744 \uc218\ud589\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4.<\/p>\n

6. \uc131\uacfc \ud3c9\uac00 \ubc0f \ubaa8\ub378 \uac1c\uc120<\/h2>\n
\ubaa8\ub378\uc758 \uc131\uacfc\ub97c \ud3c9\uac00\ud558\uae30 \uc704\ud55c \uc5ec\ub7ec \uc9c0\ud45c\uac00 \uc788\uc73c\uba70, MSE(Mean Squared Error), RMSE(Root Mean Squared Error), R\u00b2(\uacb0\uc815\uacc4\uc218) \ub4f1\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ubaa8\ub378\uc758 \uc608\uce21 \uc815\ud655\ub3c4\ub97c \ud655\uc778\ud558\uace0, \uc801\uc808\ud55c \uaddc\uc81c\ud654 \uac15\ub3c4 \uc870\uc815\uc744 \ud1b5\ud574 \uc131\uacfc\ub97c \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

6.1 \uad50\ucc28\uac80\uc99d<\/h3>\n
\uad50\ucc28\uac80\uc99d(Cross-Validation)\uc740 \ubaa8\ub378\uc758 \uc77c\ubc18\ud654 \ub2a5\ub825\uc744 \ud3c9\uac00\ud558\ub294 \uae30\ubc95\uc73c\ub85c, \ub370\uc774\ud130\uc758 \uc77c\ubd80\ub97c \ud6c8\ub828\uc6a9\uc73c\ub85c, \ub098\uba38\uc9c0\ub97c \uac80\uc99d\uc6a9\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc624\ubc84\ud53c\ud305\uc744 \ubc29\uc9c0\ud558\uace0 \ubaa8\ub378\uc758 \uc2e0\ub8b0\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

6.2 \ud558\uc774\ud37c\ud30c\ub77c\ubbf8\ud130 \ud29c\ub2dd<\/h3>\n
\ud558\uc774\ud37c\ud30c\ub77c\ubbf8\ud130 \ud29c\ub2dd\uc740 \ubaa8\ub378\uc758 \uc131\ub2a5\uc744 \ub354\uc6b1 \ud5a5\uc0c1\uc2dc\ud0a4\uae30 \uc704\ud574 \uc218\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Grid Search \ubc0f Random Search\uc640 \uac19\uc740 \ubc29\ubc95\uc744 \ud1b5\ud574 \ucd5c\uc801\uc758 \uaddc\uc81c \uac15\ub3c4 \ubc0f \ube44\uc728\uc744 \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

7. \uacb0\ub860<\/h2>\n
\uba38\uc2e0\ub7ec\ub2dd\uacfc \ub525\ub7ec\ub2dd\uc744 \ud65c\uc6a9\ud55c \uc54c\uace0\ub9ac\uc998 \ud2b8\ub808\uc774\ub529\uc740 \ub370\uc774\ud130 \uae30\ubc18\uc758 \ud22c\uc790 \uacb0\uc815\uc744 \uac00\ub2a5\ud558\uac8c \ud569\ub2c8\ub2e4. \uc120\ud615 \ud68c\uadc0 \uc54c\uace0\ub9ac\uc998\uacfc \uc218\ucd95 \ubc29\ubc95\uc744 \uc801\uc6a9\ud558\uc5ec \ub354\uc6b1 \uac15\ub825\ud558\uace0 \uc77c\ubc18\ud654\ub41c \ubaa8\ub378\uc744 \ub9cc\ub4e4 \uc218 \uc788\uc73c\uba70, \uc2e4\uc804\uc5d0\uc11c\uc758 \ud2b8\ub808\uc774\ub529\uc5d0 \uc788\uc5b4 \ucda9\ubd84\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc55e\uc73c\ub85c \uc774\ub7ec\ud55c \uae30\ubc95\ub4e4\uc774 \ub354\uc6b1 \ubc1c\uc804\ud558\uc5ec \ud2b8\ub808\uc774\ub529\uc758 \ud6a8\uc728\uc131\uc744 \uadf9\ub300\ud654\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n

8. \ucc38\uace0 \ubb38\ud5cc<\/h2>\n
\n
Hastie, T., Tibshirani, R., & Friedman, J. (2009). The Elements of Statistical Learning: Data Mining, Inference, and Prediction. Springer Science & Business Media.<\/li>\n
James, G., Witten, D., Hastie, T., & Tibshirani, R. (2013). An Introduction to Statistical Learning. Springer Science & Business Media.<\/li>\n
Pedregosa, F., Varoquaux, G., Gramfort, A., et al. (2011). Scikit-learn: Machine Learning in Python. Journal of Machine Learning Research.<\/li>\n<\/ul>\n
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